Wiggler – Control Your Own Spacecraft!

Do you enjoy space adventures and controlling diverse vehicles in unusual environments? Wiggler is a free arcade game where the task is to control your own spacecraft traveling around space ports.

Your vehicle appears out of a portal and the main goal is to search for the space key, grab it and come back to the portal using as less time as possible. Regardless of the time you spend for completing the level you get awarded with points afterward. But the faster you manage to do it, the more chances you have to obtain also bonus points to use them for diversity upgrades. The strength and capacities of your spacecraft depend on its rotation and maximum speed, acceleration, the quality of shield and the possibilities of its self-repair.

On the way to the "space key" you will encounter plenty of walls that create obstacles in this free online game. Make sure you do not hit the walls otherwise your shield gets damaged. If they're too many accidents on the way and your shield becomes fragile, the spacecraft gets smashed and blown up. Try not to bump your spacecraft too much.

Sometimes the whole image of location is disclosed only after your start traveling. Your moves should be smooth and accurate enough in order not to damage the vehicle but at the same time fast enough to be able to win the points, just like when you park your car on a busy street!

Both the graphics and animation are not that impressive but this is free arcade game offers the players a nice set of different tasks aimed at training your abilities of accuracy in moving the objects.



Source by Anastartem V

When the Illegal Immigrant Has a License and Auto Insurance

Of late, there’s been so much focus on the illegal immigrant in the media that we in the insurance industry have decided to have our say, as well.

Here goes.

Of all the fifty US states, there are only twelve that give driving privileges to the undocumented immigrant. In the other states, any undocumented immigrant that drives does so without having been issued a license. Without a license, you can bet your bottom dollar that there is no auto insurance to cover an accident. If a legal driver is the not at fault party of a collision, not only will there be no coverage to pay for damages from the other party, but it’s likely there will be no out-of-pocket money to speak of in compensation as well.

Good reason to invest in uninsured motorist of underinsured motorist insurance, huh?!

In any case, the danger involved in illegal immigrant driving has prompted the few states that do offer some form of driving licenses to the undocumented to actually expand the eligibility. With the invitation from CA, CO, DE, DC, HI, MD, NV, NM, UT, WA and VT to apply for a driving license, the undocumented immigrant who passes the written and driving test has better odds of safe driving and can actually purchase protective auto insurance coverage.

This means of course that in the event of a vehicular accident, the illegal immigrant that lives and drives in one of the areas where the privilege is open to him or her can have the shielding insurance to cover damages.

But the illegal immigrant who passes the driving test required in order to acquire a legal driving license has other more inclusive options that, like any US citizen, can shield him or her more comprehensively.

These include the options of:

Collision Insurance Coverage – this compensates for the cost of damage incurred to the at-fault driver as well

Comprehensive Insurance Coverage – this provides payment for other losses incurred as a result of a stolen automobile, car vandals, or the damage from a natural disaster

Uninsured/Under-Insured Motorist Insurance Coverage – this provides coverage for damages resulting from an accident with a driver that does not have adequate auto insurance

Irrespective of your standing in regard to residency or citizenship, if you are a legal driver it is wise to seek guidance and advice from a qualified insurance professional in relation to insurance coverage options that are applicable to your individual circumstances.



Source by M Wyzanski

Facts About Car Rental Insurance

Whether renting a car for business or for pleasure, the last thing anybody wants to have to worry about paying for damages to a rental vehicle should it happen. For this reason, there is car insurance to cover drivers who are operating a rental vehicle. Many people opt out of purchasing car insurance because they feel it is an unnecessary expense. The truth is, without car insurance a person could be liable for a lot more money than what the cost of car insurance would be if he or she were to sustain damage to a rental vehicle.

A common misconception among many people who rent a vehicle is that their personal auto insurance policy will cover them for rental vehicles as well. This is not always the case. Some personal auto insurance plans will cover a driver when he or she rents a vehicle but this is not the norm. A person should always consult his or her insurance policy or speak to his or her insurance agent to help determine if rental cars are covered on the personal auto insurance policy. If rental vehicles are not covered by the personal auto insurance policy, then the renter has a responsibility to secure rental insurance.

Car insurance can be purchased directly from the rental company. Many rental companies offer different insurance coverage plans to meet the individual needs of the renter. The car rental insurance premium is calculated by a daily rate and in some cases a weekly rate if a person is planning an extended rental period. The premium amount is added to the rental fees and paid for all together. A renter would have to opt for and purchase car rental insurance at the time of rental. It cannot be added at a later time. This alleviates the possibility of insurance fraud.

Purchasing car insurance is not always necessary when renting a vehicle. Some major credit card companies offer cardholders perks such as car rental insurance just for being a member. To be eligible for car rental insurance through a credit card company, that exact card will have to be used to secure the rental. Not all credit card companies offer this perk to its members. A person should always call and consult with an agent from his or her credit card company to determine if he or she has this coverage and what the eligibility requirements are to take advantage of this perk.

Despite the concerns of many individuals, car insurance is a solid investment. The cost for car rental insurance is far in comparison to the costs a person would endure if he or she would have to pay for damages out of pocket. Car rental companies always offer car rental insurance as an option at the time of rental. Some people may qualify for coverage either through their personal auto insurance or through their credit card company. They should always consult their insurance agent or credit card company to ensure they have coverage.



Source by Nelson McWilliams

Magic Formula Investing to Improve Financial Returns

Magic formula investing is an effective investment method outlined by Joel Greenblatt. This technique helps to make good money within short investment period. This investment became more popular in 2009 because of its unique features and procedures. There are certain facts that need to be considered before investing in magic formula investment program.

First, all the credit card debts need to be cleared before starting this program. Higher interest rates debts and auto loan should be cleared. This formula helps to get the benefit of constant return from the investment and all the procedures are mostly based on value investment techniques. Also, this investment plan is well enhanced with different trading amounts.

Second, before implementing this program, if a person wants to fund their account, then they should create an emergency account themselves. This emergency cash funds are very helpful during unpredictable expenses such as auto repairs or medical expenses. Also, emergency account serves as a great tool to evaluate the monthly expenses.

This formula depends on many important components, but building and maintaining the right investment portfolio is the critical component. The steps for building the right portfolio are choosing stocks with minimum market capitalization of about $ 50 million or more, exclude stocks of financial and utility companies, and exclude stocks of foreign organizations.

Selecting the right stocks with minimal market capitalization can be easily realized by following few steps. First, company's annual earnings yield and return on invested capital need to be determined. The stocks should be chosen by ranking them to find stocks that are above market capitalization threshold. The ranking can be done based on return on capital and earning yields per year.

Then, one can invest in stocks that are in 20 to 30 rankings in the list. In addition, the stock's performance should be analyzed in twelve months time-frame. The highest performing stocks start accumulating 2 to 3 positions monthly in a year. Every year the portfolio requires re-balancing and this inclusion selling poor performing stocks and sometimes even high performing stocks.

Poor performance stock need to be sold before one week of the one year mark and the high performance stocks can be sold after one week from the one year mark. By systematically following these methods for about 3 to 5 years, one could easily enjoy the benefit from this investment technique. This investing method is the best turnover strategy and it is very simple to understand. This strategy is totally logical, simple, straightforward, and gives exceptional out-performance.



Source by Alex Garcia

Auto Repair Basics: Opening Your Hood

Too many auto repair articles and videos assume a certain level of knowledge on the part of the reader / viewer. While it's nice to not feel condescending to, the truth is that many car owners know next to nothing about their vehicles. They know how to drive and change the radio station, but that's about all. And frankly, with a good mechanic no more than a phone call away, it is not always necessary to know much more than that. Of course, taking the first hesitant steps into doing your own car work (or even checking your oil) requires expanding your knowledge just a bit. So here's how to pop the hood.

The Lever
More often than not (at least if you drive a car made in the last twenty years), the first step to opening the hood will actually start inside the car. The lever for doing so will be located in a different place on every vehicle, but it's under the dash more often than not. It will usually-but not always-be a much larger lever than those used to pop the trunk and the gas tank, but it works in a similar fashion. Check your owner's manual for your car's location. Just give it a tug and you should hear the hood release pop open.

The Safety Latch
You're not out of the woods quite yet. To prevent the hood from accidentally flying open during vehicle operation, all cars are equipped with a safety latch. You'll need to press this in and lift the hood simultaniously. This is another situation where it's different on every model. Just pull the hood up as far as it will go and then feel around with your fingers until you come across it. If you're having trouble finding it, there should be a diagram in your owner's manual that will show you where to look. Press it in (or pull it out) and you should be able to lift the hood completely and access the engine for auto repair.

Keeping It Open
Hoods work in one of two ways: they either stay up on their own or have to be propped with a rod. If yours stays up on its own, congratulations! You're all done and you can commence to checking the oil, changing the spark plugs, or any other auto repair you had in mind. If you need a prop rod, you should find it located on the right side of your engine compartment. It will be connected to the car on one end and loose (well, held in a small latch) on the other. Pull it up and put it into one of the holes on top of the hood. Set the hood down gently and make sure it is not going anywhere. That's all there is to it!



Source by Alfred Ardis