Virtual Salesforce Consultant to Boost Your Business

Small to medium businesses can benefit very from being organized and integrating their personnel in a tight, close fashion, ensuring everyone is informed and on the same page, not only just day to day, but up to the minute. Communication within the company as well as conveyances with existing and potential customers is paramount, and having an easy and workable way to keep track of all and change or edit on the go is a must these days. A successful business will be able to manage all communications, and the use of Salesforce to help determine your needs will put your business ahead of the pack.

Customer relationship management (CRM) is a must for businesses; this is an established fact. You must be able to concentrate your full force on creativity and sales, and leave the mundane aspects of email management, database creation and updating, and basic software management to slow you down. Instead, having all this integrated into a software base such as, Salesforce can streamline your company's communications within the office, as well as your connections with customers and clients. The entire communications bundle can be actually looked after the virtual Salesforce consultant, saving you a great deal of money, as you will not make the costly mistakes.

The benefits come into light as you see your business begin to communicate more efficiently, under one software package. The consultant can help you decide which package is best for your business, and how you wish to handle communications. Perhaps the ideal condition for your business is to take it to the cloud, and with the CRM packages available, you will be able to make the most of having your email and documents available to sales personnel and clients anywhere they may be, as long as they have an Internet plug in. Documents are instantly accessible and you are able to see and make changes that are then distributed throughout the cloud, right to your business associates, instantly. No more worried that someone will be left out because something got lost in the mail.

The communications software best designed for you can be a challenge to find the first time. Wasted time in running about trying to do so can lead to lost money. With a Salesforce consultant at your disposal, you are able to get advice on the packages that are best suited for your business model. Your sales representatives and executives will be fully integrated into your communications and customer relations instantly, able to deal with any request generated by the customer and immediately documenting the communication for action or storage. Without customers, there is no business, so it is important to be able to communicate with them both quickly and efficiently, and to have everyone who needs to be on board within communicable distance, even virtually.

The best practices come from having the right information, and getting a Salesforce consulting service to set up the best customer relations management software integration for your business will ensure you get the boost you need to come out on top.



Source by Rakshanda Naz

Mexican Tourist Auto Insurance – Tips on How to Purchase Insurance For Mexico

Congratulations – you are embarking on an exciting road trip adventure to Mexico. You have your vehicle tuned and all of your gear packed, and now it is time to purchase your Mexican tourist auto insurance. Your Mexican auto insurance coverage decision could be the most important decision you make, but unfortunately it is often one of the most rushed and least researched decisions that many Mexico travelers make. Do not make the mistake of assuming that all Mexican insurance is the same, because the differences in insurance coverages and benefits can vary tremendously between Mexico insurance companies. Even though researching insurance coverage is not very exciting for most people, this article will show you how 5 to 10 minutes of research on the internet could save you thousands of dollars and many frustrating hours if you were to actually need to use your Mexico insurance to pay for a loss.

Use the internet to quote and purchase Mexican tourist auto insurance

The vast majority of Mexican auto insurance is now purchased directly from the internet. There are a number of websites that sell Mexico insurance, and buying your insurance from the internet makes a lot of sense for the customer. Would you rather wait till the last minute to buy your insurance at the border, or would you prefer to buy your insurance from the convenience of your own computer before you leave on your trip to Mexico? Most customers prefer to get their insurance taken care of ahead of time.

The best websites to buy your Mexico insurance from are ones that offer multiple Mexico insurance companies. This allows you to do comparison shopping through one website instead of filling out multiple quotation forms on multiple websites. One good Mexican insurance website with a comparison insurance rater will save you a lot of time and confusion.

Which websites can be trusted?

Before getting your insurance quote, make sure to look for a valid insurance license and contact information. Also, you may want to look for a ‘Surplus Lines Broker’ license number. A surplus lines broker is an insurance broker who has a direct contract with the Mexican insurance companies and is licensed to sell foreign insurance coverage within the United States. A surplus lines broker license is a good sign that the website is run by a company who specializes in Mexico insurance. If the insurance license is not a surplus lines broker license, this means the website is most likely run by an insurance agent who is selling through a surplus lines broker. This does not mean the products on the website are not valid, but you may not receive the same level of customer service as you would from a surplus lines broker who specializes entirely in Mexican insurance. You may also want to look for a Better Business Bureau listing and some sort of internet security approval such as Hacker Safe or McAfee Secure to ensure that your information will be secure during your internet transaction.

Mexico insurance coverage to look for

Once you have selected a website that sells Mexico tourist auto insurance, you will fill out the quick insurance quote form. Within a minute, you should be able to get a firm quote and begin researching the benefits of the insurance products offered. Remember, this will be a much quicker and streamlined process if you use a website that offers multiple competing insurance companies all under one quoting system (a comparative quote rater).

Look for a chart below or above the insurance prices that clearly explains exactly what the Mexico insurance limits are and what is actually covered. In this chart, you will want to look at the following categories:

Deductibles: The best Mexican insurance policies will offer fixed deductibles, meaning the deductibles will be locked at a set amount regardless of what the value of your vehicle is. Some of the less expensive policies will base deductibles on a percentage of the vehicle value. If the vehicle’s value is less than $20,000, percentage based deductibles may be fine, but when vehicle values get up in the $30,000 range or higher, the percentage based deductibles can get very high. If the website does not specifically list the deductibles, you should not use that website!

US Hourly Labor Rates for Repairs Made in the US or Canada: In the old days, most Mexican auto insurance companies tried to make customers repair their vehicles in Mexico. Repairs made in Mexico instead of the US were often much less expensive for the Mexican insurance companies, and many customers were unwilling to leave their car in Mexico, so the company got out of paying these claims. Today, many of the better Mexico insurance programs allow you to fix your vehicle in the US or Canada if you wish. The catch is that some of the less expensive Mexican insurance programs will only pay a limited hourly labor rate for repairs made in the US (some as low a $20 per hour). This means the customer would have to pay the difference in hourly labor rates out of their pocket. The best Mexican insurance programs will pay very high US labor rates such as $70 per hour or state that they will pay whatever the current US hourly labor rate is. These policies could significantly minimize your out of pocket expenses in the event of a claim. If the Mexico insurance website does not specify if repairs in the US are allowed or what the hourly labor rate is, do not use that website to purchase your Mexican insurance!

Vandalism and Partial Theft Coverage: Vandalism and partial theft (meaning only part of the car is stolen such as the tires, door panels, etc) is typically not covered by standard Mexican auto insurance. In the past few years the higher quality Mexican insurance programs have started to offer this coverage in their enhanced coverage programs. If you want to protect yourself against as many types of losses as possible, you should look for this coverage.

Liability Limits: This is the portion of the Mexican insurance policy that pays for damages you cause to third parties. This coverage is essential when traveling in Mexico. Most people in the industry feel that $50,000 worth of liability insurance is probably the minimum you should consider. Some of the best Mexican insurance programs will go up to $300,000 combined single limit (a lump sum for property damage or bodily injury damages), but it will also increase the insurance premium. Some customers wish to carry these higher limits to work in tandem with their US umbrella liability policies. You may want to ask your US insurance provider if your umbrella insurance will recognize your Mexico auto insurance as a primary coverage.

Medical Payments: This is the portion of the Mexico insurance policy that pays for medical costs for you and your passengers (people inside your vehicle). $2,000 per person with a total of $10,000 per accident is the lowest limit you should consider, but many policies will offer much higher limits. Some of the better policies will also increase this amount if you are hit by an uninsured motorist who is at fault. You may want to check with your US or Canadian health insurance provider to make sure they will cover you for medical costs incurred while traveling in Mexico. If not, you may also want to research an international health insurance plan – but that is a different subject.

Legal Service: Make sure your Mexico insurance includes legal service or legal assistance. This coverage will pay for any court costs, attorney fees, or bail payments that are a result of a traffic accident in Mexico. The service will also dispatch a legal representative to hold your hand through any legal procedures. This coverage is absolutely essential, so do not purchase any Mexico auto insurance that does not include this coverage!

Road Assistance: Most of the better Mexico insurance companies will include some level of road assistance that will cover towing expenses, flat tires, locksmith, and other services. This is a great coverage to have, so make sure this is included with your Mexico insurance policy.

Medical Evacuation: As the market for Mexican insurance becomes more competitive, many Mexico carriers are now bundling in extra special coverages to make their products stand out. When medical evacuation is automatically included with your Mexico auto insurance, it is an incredible value and convenience. This coverage will coordinate and pay for air or land ambulance services in the event of ‘grave illness or injury’. This means life threatening or very serious illnesses or injuries. Purchasing a medical evacuation program on your own will often cost hundreds of dollars per year, and can often have many limitations. The quality Mexico auto insurance programs that bundle in the medical evacuation coverage will usually cover multiple people in your travel group automatically up to four or more people. Make sure to look for how many people are covered by the medical evacuation. If the amount of people covered is not listed in the insurance quote details, you can assume that the medical evacuation may only cover the driver. Other websites do exist that specifically cover 4 or more people in your travel group, so it is highly recommended that you look for websites that offer this broader medical evacuation coverage.

Plane Tickets Home: Another great benefit that many of the better Mexico insurance websites are offering is plane tickets home in the event that your car is stolen or not drivable. This can save you thousands of dollars, and alleviate the nightmare of needing to coordinate your transportation back to your home from Mexico. If this benefit is offered, make sure to see for how many people the policy will provide plane tickets home. If plane tickets home is not listed, or the website does not specify how many people are covered, you should check a different website. A few websites do offer coverage for four people or more in your travel group.

When in doubt, call the website customer service phone line for help

The reputable Mexico insurance websites will encourage you to call their customer service departments if you have questions about the Mexico insurance. If nobody answers the phone, or does not call you back within a few minutes (during normal business hours), you may not want to purchase your insurance from that website! Most Mexico insurance websites are like ATM machines. The website is there for your convenience if you want to write the policy yourself, but you are also welcome to call the website customer service insurance agents and have the agents write the policy for you over the phone.

If you check for each of these insurance coverages and website features while shopping for Mexican auto insurance on the internet, you are guaranteed to purchase the best insurance for your situation. Five to ten minutes of research could save you thousands of dollars and hours, if not weeks, of headaches in the event that you need to file a Mexican insurance claim. Be safe, and have fun in Mexico!



Source by Jeff Nordahl

The Electric Car

A Brief History and What’s Next? 

The Beginning

At the end of the 19th century, any vehicle not pulled by a horse or mule was considered an alternative power vehicle, powered by steam, electricity or gasoline. But oil was discovered in Texas in 1901 and by 1920, gasoline fueled internal-combustion engine vehicles dominated the marketplace. Electricity and steam powered vehicles became distant also-rans. Oil was cheap, effective, readily available and easily transportable. It was also dirty, noisy and smelly but these characteristics were minor in comparison with its cost and availability.

Electric cars were introduced in the first half of the 19th century. At the end of the 20th century, electric vehicles held most world speed and distance records. They were cleaner, quieter, easier to operate and easier to maintain than steam or gasoline fueled cars but had a fatal weakness: battery technology limited the driving range of electric cars to between 40 and 50 miles before needing a 6 to 8 hour charge. Electric vehicles continued to be manufactured in the U.S. through 1939.

The ZEV Mandate

No electric cars were produced in the U.S. between 1939 and 1996. That changed when General Motors produced the EV1 in response to California’s 1991 zero emission vehicle mandate which required 2% of all new cars sold by major auto manufacturers in California in 1998 to meet ‘zero emission’ standards. The first EV1 autos used lead-acid batteries. Second generation GM EV1 cars had a range of 160 miles using nickel metal hydride batteries. A total of 4-5,000 electric vehicles were sold in the U.S. under the ZEV mandate.

In 2001 GM and Daimler Chrysler sued California for regulating fuel economy in violation of U.S. law, after which California relaxed the zero emission vehicle mandate. In late 2003, GM cancelled the EV1 program and other manufacturers soon followed suit. The film “Who Killed the Electric Car?” suggested that GM’s EV1 program was canceled once California relaxed its zero emission vehicle mandate because 1) production was no longer essential; 2) electric cars impacted the oil industry; and 3) sale of electric cars adversely affected GM’s replacement parts after-market. Virtually all EV1 cars, leased to the public, were recalled and destroyed by GM who estimated that they invested $1 billion in development of the EV-1. General Motors recently announced that the electric Chevy Volt (hybrid electric vehicle) will be available for sale in the U.S. in 2010.

Enter the 21st Century

According to the US Department of Energy, more than 60,000 electric cars are in use in the US with more than 15,000 operational in California. More than 800 vehicles (mainly Toyota RAV4 EVs), produced during California’s zero emission mandate have survived with several logging more than 110,000 miles, proving durability and maintainability.

What’s next?

Although there is no zero emission mandates in place, the marketplace has spoken. The combination of high gasoline prices, global warming and the absurdity of U.S. dependence on Middle Eastern sources of oil has inspired development and manufacture of electric vehicles.

o Five low-speed (neighborhood) model electric vehicles and six expressway capable electric vehicles are currently in production.

o In addition to Chrysler, Ford, GM, Toyota, Nissan, VW and Renault, a dozen or more new auto firms have introduced or plan to introduce electric cars by 2010.

o The industry is rapidly moving towards new battery technology. Tesla Motors and Miles Electric Vehicles amongst others are now using Lithium-ion battery technology.

Europe and Japan

Since the first oil embargo in 1973 Europe has shown a continuous interest in electric vehicles. Today, electric cars are being built across Europe from Norway to Italy. Not to be left out, Mitsubishi and Subaru announced that they would be manufacturing lithium ion-powered cars before 2010. Toyota and Honda and Nissan will also have production models available in the U.S.

Neighborhood Electric Vehicles

43 states and Washington D.C. allow operation of Neighborhood Electric Vehicles (NEVs) that can travel on streets which have a maximum 35 mph speed limit. Local jurisdictions have the right to ban their use or may require licensing and liability insurance. NEVs must have seatbelts, four wheels, windshield safety glass, windshield wipers, headlights, taillights, and turn signals but airbags aren’t required. NEVs cannot legally travel faster than 25 mph. They’re usually equipped with lead acid batteries offering a range of about 30 miles. Prices range from around $6000 to more than $14,000.

Freeway Electric Vehicles

Aside from Toyota RAV4 EVs, most electric vehicles operating in the U.S. in 2008 are NEVs. Freeway capable vehicles are expected to be readily available by 2010. In addition to Tesla, Chevy (Volt), Mitsubishi, Nissan, Honda (hydrogen fuel cell technology) and Toyota, we can look for electric vehicles from Think (Norway), Smart EV (Mercedes) and Zenn (Toronto).

Electric Vehicle Benefits

o Pure electric vehicles are true zero emissions vehicles. No greenhouse gases are emitted during vehicle operation.

o Gasoline is eliminated, replaced by grid sourced electricity generated from traditional and increasingly renewable sources. Many electric vehicles have factory installed or aftermarket solar panels installed on roofs.

o Fuel cost (electricity) per mile is 20-25% of gasoline or flex-fuel cost.

o 95% of the energy used to recharge EVs comes from domestic sources. Dependence on foreign oil is reduced.

o Very low vehicle operation and maintenance costs.

o Self energy generation through regenerative braking.

o Simple battery recharging through standard household 110V outlets and recharging stations.

o Electric vehicles are in production and available today at prices in a similar range to that of traditional gasoline and hybrid cars. A few models are also available in the luxury price range.

Limitations

o 250-300 mileage range using Lithium-ion batteries

o Battery cost, weight, disposal

o Few commercial battery recharging stations

o At-home battery charging is not practical for apartment dwellers and those who cannot park near their home

Overcoming limitations

o EV mileage range will increase as battery technology improves.

o Battery footprint, cost and weight will be reduced through new technology.

o Battery recharging stations will spread as EV production increases

Implications and Consequences

o Physical vehicle characteristics and conveniences will change. Vehicles will take on non-traditional appearances

o Vehicle reliability and durability will increase

o Vehicle operating costs will decline as fuel costs, repair costs and replacement parts costs will all decline

o Reduced congestion due to smaller vehicle footprint

o More consumer choices

o Reduced dependence on fossil fuels, imported oil

Stan Gassman, BSC Sustainability Services, Copyright 2008-2009



Source by Stan Gassman

The Basics Of Taking Your Car To The Auto Repair Shop

If you have to take your car to the auto repair shop, you might be feeling stressed and anxious. Perhaps you have never had anything to go wrong with your car or have never been the mechanic's by yourself before. Maybe you are have experienced a serious problem and the scope of the job is causing you anxiety. No matter the reason, getting your car repaired can be stressful. However, if you know the basics, a visit to the auto repair shop does not have to be scary.

Before you make an appointment at the auto repair shop, you should do some research about where possible options. Ask family and friends where they take their cars to be fixed and read online reviews to see what other customers are saying about the places that you are considering. Because people love to share their experiences, both positive and negative, reading online reviews can help you figure out what your trip might be like. If you have the time, checking with the Better Business Bureau to make sure no complaints have been filed against the shops you are considering maybe also be a good idea.

When you get to the auto repair shop, you should be sure to give the mechanics as much information as possible about what went wrong with your car. Even if the problem might be your fault and you're feeling embarrassed, you should not be shy or nervous about sharing this information with the person repairing your vehicle. Providing accurate and detailed information about the state of your vehicle will ensure that the mechanics have a complete picture of the situation. This way, they will be able to do the best job possible fixing your car. If you leave out or omit information, the mechanics may incorrectly diagnose the problem or not fix it completely, which may result in you having to make a return trip to get your car fixed again.

When the mechanic has finished fixing your car, do not be afraid to ask questions about the procedures used or the way your car works. If you have a question about something, it is better to ask it than to stay silent and risk missing out on important information. If you are worried that your question might be stupid, do not be nervous. Mechanics see all sorts of car problems and hear all sorts of questions. They understand that not everyone knows a lot about cars and will not judge you for trying to become informed.

Additionally, you should know your rights regarding the repair and maintenance work done on your car. Customers have the right to ask the mechanic for an itemized bill that details the work done on the car and the parts that were used. Auto repair shops are required by law to provide itemized bills. Therefore, if you do not receive one, you should ask for it. You deserve to know exactly what has been done to your vehicle, and any respectable business will be more than happy to provide that information.



Source by Anders Abadie

Car Camping Checklist

A lot of us appreciate camping outings without needing to transport full backpacks and cross tiring tracks by foot and that that exactly why the desired alternative is car camping. Contrary to hiking, car camping enables you to carry more more divers gear in a safer and less challenging style. Immediately, just as with backpacking, planning a detailed car camping checklist earlier is a requirement.

Quite a few of the items that you would normally take along on any kind of camping trip are also to be found on your car camping checklist, as they characterize the fundamentals: sleeping and sheltering objects, first aid kit, foodstuff, beverages, objects for food preparation and eating, for hygiene and personal safety, for leisure and so on. When creating our car camping checklist, it is particularly significant to bear in mind that owning a dependable GPS can be essential for drivers, mainly when exploring unknown regions. Getting a running cell phone is also beneficial and, as such, it is most effective to camp out in locations having cell phone coverage. It truly is also important that the car utilized is in excellent shape and appropriate for off-roading, which means that the checklist will need to have at least one additional tire, a toolkit and good rope.

You can find also lots of nonessential objects that you can easily afford to have along with your backcountry ventures by car, for example lawn chairs and pliable tables, tablecloth, a greater assortment of cooking and warming products, fuel, food for all meals in storage containers, blankets, cooler and ice, additional clothing items and almost any items that you may possibly desire to bring around and which would not overload the vehicle. Consequently, it might appear that car camping is a better solution not just to elder folks and families with young children, but almost anyone who prefers to enjoy the outdoor without having any of the issues of having to arrive at some remote destination by foot.



Source by Christopher L. Rodriguez