Easy Application and Renewal of Car Insurance Policies

Buying Different Insurance Policies for Your Car

The car insurance policies available in the current Indian market differ and depend on the vehicle that you want to purchase. Insuring your car is as important as insuring your life from uncertainties. To suit the changing needs of people, the Indian insurance industry offers many different types of policies. No matter which car you own, availing adequate coverage to protect your vehicle is very important. Inadequate insurance coverage will do no good to your vehicle. When you plan to buy a vehicle insurance policy you need to keep in mind things about the cost of application, its coverage, policy period and other details. Usually people buy insurance policies that offer maximum coverage preferences. In order to avail professional coverage for your beloved car, you can meet the expert policy providers and ask them about available schemes.

Check the Coverage

Whenever you plan to buy vehicle insurance, you need to check its coverage details. Make sure to buy a policy that offers expected protection. You never know which natural calamity or a human error would damage your car. When it is insured from a well-reputed insurance company you receive required ama

• Disasters like fire strike and car accidents

• An act of damage or theft

• Natural calamities or an uncertain event

• Your car insurance policy would also cover costs related to damage repairs, crash or installation of new car parts.

Typically, buying a new car insurance policy from a secure and secured website is a faster way to secure your asset. Thanks to loans and betterment of standard of living of the people, more and more families are able to buy their new dream car. With insurance policies, you can easily offer coverage to your dream vehicle and keep it protected.

Whether you want to buy a brand new policy or renew an already existing one, you can depend on the online portals. Car insurance renewal is a simple procedure that you can follow with just a few clicks. Typically, you can apply for a suitable vehicle insurance scheme as per your age. Just like the personal insurance, it is essential to apply for vehicle insurance at an early age. The younger you apply for a policy, higher the insurance premium will be. In order to avail genuine insurance policy for your vehicle, make sure to contact a reputed agent or a broker. They will help you find out all information about available policies and their coverage features.

As more and more people are planning to buy second hand and small cars, they find it simple to insure them from a professional broker. Easy online application and renewal procedure of the insurance policies allows people to quickly avail required services. Use the calculators to accurately calculate the policy premiums or use the tools to compare different policies. You can even find a policy that has been custom made as per personal requirements and coverage details.



Source by Anusha Kothari Jain

Professional Junk Removal Can Speed ​​Up the Estate Cleanout Process

When one of your loved ones passes away, you may only have a short period of time before his or her home must be cleaned out and prepared for new occupancy. You may be left to clean out years of accumulated trash and junk. You may find yourself sorting through decades of belongings deciding what should be kept, donated, or recycled. And you're probably doing all of this while still grieving over your loss.

Professional junk hauling and trash removal companies often include property cleanouts among their services. Depending on who you hire and what kind of help you need, junk haulers can assist with sorting, carrying, and properly disposing of various unwanted items. Hiring a junk removal team can make the estate cleanout process faster and less painful for everyone involved.

Sorting Services

Some junk removal companies include sorting and organizational services for estate cleanouts among their offerings. While you may be hesitant to allow a stranger to help you sort your family members belongings, a professional can actually bring a sense of perspective to the table. Something that had deep sentimental value for the rejected may have little to no monetary value, and that might not be worth saving. Additionally, because junk haulers dispose of trash and unwanted items for a living, they can help you determine what can be recycled or donated and what must be tossed in the trash.

Heavy Lifting

One of the best things about hiring junk removal pros to help with any major clean is that they can do the heavy lifting for you. Not only will they be able to clear out a room or building faster than you could on your own, they can also take every precaution to avoid damaging the walls, floors, or built-in fixtures in the space. Plus, carrying that old fridge down the stairs might be a health and safety hazard for you and the building's other occupants. Meanwhile, the pros know how to haul heavy items without injuring themselves or others.

Disposal and Recycling

The last thing you want to do when you're grieving the loss of a loved one is drive back and forth to the local dump to deposit carload after carload of his or her belongings. Not only is this emotionally taxing, but each car trip also takes up valuable clean time. Trash removal pros will bring a truck and load the contents of the home up all at once. Then, they'll take care of disposal, recycling, or donation on your behalf. Because a junk haul company must be aware of all local rules and codes for trash dumping, you will not have to worry about fines or tickets for improper disposal. When you watch the junk haul truck drive off your loved one's property, you can breathe a sigh of relief knowing that the job is done.

Dumpster Rental

If you need help with trash removal but can not afford or do not need help with sorting and carrying heavy items, consider contacting a junk hauling company for dumpster rental. In most cases, the dumpster crew will drop off the container at the start of the rental period, you'll fill the container with garbage, and then the crew will return to roll the dumpster away and dispose of the contents. This is often a cheaper junk haul alternative that will still significantly shorten the cleanout process.

Estate cleanouts are rarely easy, even with professional assistance. However, the key to getting through one is to remember that there are resources at your disposal in this time of need, and that you do not have to go through the clean of your loved one's home alone. Hiring a junk removal team will free up your time and energy, so you can focus on remembering your loved one and moving forward.



Source by Kelly R Robertson

Test Driving The Mahindra KUV100 In SA

On a trip to India In May, I drove the diesel model. After 40 km on Mumbai’s highway, it was clear to me that the high-riding hatchback could very well raise some eyebrows in the SA passenger-car market.

My first experience of the Mahindra KUV100 back in South Africa was a ‘Sunset Orange’ diesel model. It was powered by a 1.2-litre turbodiesel engine capable of a modest 57kW/190Nm. They claim the fuel consumption is 4.4l/100km but you won’t be able to accurately tell as it doesn’t have a consumption gauge.

Specifications:

The K6+ derivatives and above offer a six-speaker sound system with Bluetooth connectivity to the Mahindra Blue Sense app. A multi-function steering wheel and a refrigerated glove compartment are also included.

Despite its low horsepower, the three-cylinder delivered as it did in Mumbai and felt lively with loads of torque between all five gears.

The gearbox really deserves all the accolades. The shifting is solid and precise but sadly the clutch pedal is too low down on the floor. It took me a while to get used to and this is perhaps something Mahindra should reconsider.

On that note, the pedal placement of the brake and clutch are too close together. If you have small feet, you might be OK or just let your toddler drive you around.

Taking to a gravel road showed an acceptable ride but the height of the 1155kg KUV100 meant the ride was rather bumpy, especially at speed. Build quality could also be improved upon as I experienced wind noise while driving on the highway.

I wouldn’t go for the petrol model even though it also has the 1.2-litre three-cylinder engine (61kW/115Nm). It feels lethargic and nothing compared to the diesel. In first, second and third gear it really struggled like the Bulls did in Super Rugby this year.

Is the KUV worth buying?:

Mahindra claims the KUV100 competes with the Toyota Etios Cross, Renault Sandero Stepway, Suzuki Swift, Hyundai Grand i10, Chery J2, Tata Bolt and the Ford Figo. It’s a tough ask as most of these cars have great commercial value, brand loyalty, better-perceived build quality and an established dealer network.

There is one area the Mahindra KUV100 outshines the rest and that is on price. It will set you back a little under R150 000 for the entry level petrol model which comes standard with aircon, electric windows, ABS and driver/passenger airbags.

I may have been somewhat reluctant of the KUV100 but at the end of the launch I had really warmed up to the diesel model. The price, equipment level and overall driving experience left a good impression. Let’s hope the automaker ages like a fine wine and not like vinegar.

In conclusion, the diesel engine and gearbox are both more than adequate but the biggest concerns are pedal placement, clutch and wind noise. It remains to be seen whether or not South Africans will be interested in the KUV100 but it’s certainly worth a mention. Even if the Mahindra KUV100 isn’t quite your cup of tea, there is more Mahindra on the way.

*Three-year or 100 000 km warranty on all models and a three-year or 50 000 km service plan on the K6+ and K8 derivatives (optional for K4+).



Source by Gemma Murray

Video Game Streaming – The New Frontier!

Video gaming has always been a competitive sport. Arcade boxes earlier had their pixelated high score charts, and every kid wanted to have the one with the top scores in his neighborhood. With the internet explosion and the release of iconic first person shooter games like Doom and Counter Strike, players from all over the world began to come together. In 1997, one of the first e-sports organizations, Cyberathelete Professional League was established. Since then the gaming world has leaped forward to online gaming and streaming. Let us take a closer look at the phenomenon.

The Rise of Online Gaming and Streaming

In the past four decades, online gaming has become one of the world's largest entertainment industries. According to reports from PricewaterhouseCoopers, the global online gaming industry in 2010 was worth around $ 56 billion! This is bigger than both the magazine or the music industry and about two-thirds the film industry's size. According to a 2011 report by Entertainment Software Association, the average age of a gamer in the United States is 37 and 42 percent of these gamers are female.

One of the biggest trends today, in live streaming is not music (as you might have previously assumed), but competitive gaming. e-sports today, joins thousands of viewers. A number of sites today, catering specifically to gamers and their fans stream e-sport events. Several e-sport websites have exploded all over the internet as live webcasts taking competitive video gaming to a completely new level, transforming it into a sport that is viewed by millions from one which was limited to just insiders.

Video Game Streaming: The Big Players

Among the big players in video game streaming today are Own3D.tv and TwitchTV. Own3D.tv began online video game streaming in 2010, and at present, the website gets over four million unique viewers a month for video game live streams. In March 2011, Electronic Sports League (ESL), the world's largest gaming league, broadcasted the Intel Extreme Masters event, which is among the most popular gaming tournaments of the year, through Own3D. With $ 400,000 as prize money, the gaming tournament drew 75,000 simultaneous live viewers on single event days, while the overall audience reached several million gamers. June 2011 saw over 200,000 concurrent viewers watching a Dreamhack contest (which is based around League of Legends, another popular game) on Own3D, with about 250 GBps of traffic through the event.

And live video streaming vendor Justin.tv watched e-sports video streaming at such a rapid rate that they dedicated an entire website to it. In June 2011, they launched TwitchTV after video game streaming reached around 3.2million monthly unique views on its main website. TwitchTV now engages over 12 million unique viewers each month. Also it has had a steady month over month growth rate of 11 percent since it was launched. Beside that, TwitchTV has over 1,000 premium partners. It has also received over 80,000 downloads of its iPhone mobile app in less than a month of the app's launch. Between October 10th and October 16th the website received massive traffic as can be seen from the following figures:

Total Hours Watched: 6,737,250

Weekly Unique Viewers: 4,214,057

Total Hours Watched per Unique Viewer: 1.6

Weekly Unique Chatters: 309,220

Peak Concurrent Viewers on a Single Stream: 125,862

Peak Concurrent Viewers on all Gaming Content: 165,250

Video Game Streaming: Popular Genres

Here are some of the most popular genres in live online video game streaming:

Adventure (Assassin's Creed II, Lego, Lost Planet)
Strategy (StarCraft II, Total War, Worms)
Sport Games (FIFA, NBA 2K10, MLB 2K10)
Shooter (Modern Warfare 3, Bad Company 2, Left 4 Dead 2)
Role-Playing (Mass Effect 2, Dragon Age)
Racing (Need for Speed: The Run Playthrough Part 1 !, GP2 Asia Series 2011)
Simulation (The Sims)
Massively multiplayer online role-playing game – MMORPG (World of Warcraft, Hydra 9)

Streaming Games Online: The Legal Side

By now you might know or at least hear about the new bill related to anti-streaming video – S.978. At present, it is not illegal to stream, for instance a walk-through of Call of Duty Modern Warfare 3 online as it is considered to be a public performance. However, a bill like this would make such videos illegal. This bill might seem like a great thing at first glance as it helps curb piracy, but as parts of the bill are quite vague, it could lead to a few issues for members of the media / gaming enthusiast communities.

However, it is also possible that game developers and publishers may decide not to broadcast streaming gamers, thereby leaving things quite the same way as they are now. Given the huge number of such videos available on the web, it would be rather optimistic to actually think that game developers and publishers will have the time and money to pursue users every time they break this would-be law. Beside online video game streaming has generated a win-win scenario for all parties involved.

Game Streaming: A Win-Win Situation for Everyone

Websites like Own3D.tv and TwitchTV witness most of their traffic around gaming events. However, these websites feature live video feeds of gamers playing popular video games any time, as well. Some of these gamers are just amateurs who like to show their gaming skills to other gamers while some actually belong to professional gaming teams, and are preparing for the next tournament.

Beside, gamers today are increasingly monetizing matches as live video game streaming offers them another way of earning money and making a living. Live video game streaming websites like Own3D.tv and TwitchTV have revenue sharing deals with professional gaming partners. The most common types of monetization include ads, subscriptions and pay per views.

TwitchTV for instance, has a revenue sharing plan where they sell ads on the gamer's stream and the profits earned are split between them. TwitchTV also includes automatic transcoding, where viewers can flip between a variety of quality settings, based on their connection. Besides that partners also get early access to latest technology from Twitch as well as the ability to test out new features.

The companies are also on the winning side. Zvetan Dragulev, Own3D.tv CEO explained that they get 90 percent of their video views from pro-gaming teams and events that pull in higher CPM rates as compared to traditional user generated live video streams. Besides that, advertisers also love the fact that they are catering to a well defined audience. So Everyone's happy – well, no one's happier than the gamers would be my guess!



Source by Trevor G Somerville

Safety Signs in Cars

Safety signs are used to provide information on safe driving both for passengers travelling in the car, or as warnings for other vehicles passing the car on the road. They are warning signs intended to avoid or reduce any potential danger while driving. Special colors and shapes have been associated to safety signs in general. RED is used for prohibition. BLUE is used for mandatory actions. GREEN is used for positive action. A TRIANGLE shape is used for warnings. RECTANGLES and SQUARES are used for emergency signs.

For passengers traveling inside the car, safety signs as stated below need to be observed:

· Buckle up for safety – This is an important message, as it has been proved that without using the seat belts many people have suffered serious injuries when involved in an accident.

· No smoking in this vehicle – Smoking in cars can harm other passengers via passive smoking. In most countries smoking in cars has been banned.

· Cell phone free zone – Talking on the cell phone while driving can distract the driver who then becomes oblivious to lurking dangers on the road. So as applicable to smoking, talking on the cell phone while driving is also not allowed.

· Watch your mirror for motorcycles – Two-wheelers have a habit of sneaking up on cars and are known to make sudden turns. So all car drivers should be alert to any two wheelers on the road.

· No speeding – Some drivers love to speed. While this may prove exhilarating for the driver, it could lead to an accident. Excessive speed when driving does not give the driver enough time to break in the face of potential danger. Here driving at impossible speeds is recommended.

· Get off my back – do not tailgate . Such warning signs are used when a new driver is at the wheel. Other drivers on the road need to realize that the driver is a novice and should not pressurize the driver by honking and driving bumper to bumper. In the case of a first-time driver an 'L' plate is also prominently fixed on the car so other vehicles provide the necessary courtesies.

· How's my driving – call . This sign is used when a vehicle belongs to a company and is in the hands of a driver employee. The company management would like their vehicle to observe all proper driving rules, especially on speed and overtaking. To ensure that the driver obeys such rules, this sign is put in the car, so any other vehicle on the road noticing the driver over-stepping, can call in a complain.

· Fire extinguisher – This sign is displayed to inform the car inmates that a mini fire extinguisher is stored in the car. In case of a fire, the extinguisher can be quickly accessed.

· Disabled sign – When a handicapped person is driving or present as a passenger in the car, a special disabled sign is displayed on the windshield. This sign also helps other drivers on the road to give the car special road driving courtesies.

If the above warning signs are fixed inside vehicles, and both people in the car as well as other drivers on the road observe them, many potential risks and dangers can be avoided.



Source by John A Denver