Auto Body Repair Estimates: Is It Possible To Get An Accurate Online Auto Body Repair Estimate?

When trying to find auto body repair estimates you are likely going to call around to many shops in your area. Keep in mind though that without seeing the damage firsthand, it can be very difficult to offer an educated guess on the cost of repairs.

Replacing a bumper for instance may sound straight forward, but there is the chance that all mounting brackets are cracked, or even bent completely out of shape. This will certainly add to the cost since it was not factored in during the estimate. This line of work has very little in the way of cookie cutter solutions.

There are a few online tools and guides that can be used to help prepare yourself before getting auto body repair estimates but you still have to wait until the end to find out exactly what it will cost.

Simple dent repair can generally be estimated, but keep in mind this isiable not to include any repainting, or the finer work when it comes to getting all blemishes from the metal. Creating a smooth surface takes work, and matching the colors takes paint, this will all increase the cost in the end.

Some shops might not even give you auto body repair estimates without seeing the vehicle themselves. These are probably the more honest auto body techs out there, but still you would like to know before going in.

Your best advice is going to be ask a friend or family member who might be able to tell you what all is needed before calling around town. By knowing exactly what work needs to be done your auto body repair estimates will be a lot more accurate by passing on this information. You still can not really know actual price until the work is started, but at least you will know what to expect before signing on the dotted line.

Source by Peter Munro

Test Driving The Mahindra KUV100 In SA

On a trip to India In May, I drove the diesel model. After 40 km on Mumbai’s highway, it was clear to me that the high-riding hatchback could very well raise some eyebrows in the SA passenger-car market.

My first experience of the Mahindra KUV100 back in South Africa was a ‘Sunset Orange’ diesel model. It was powered by a 1.2-litre turbodiesel engine capable of a modest 57kW/190Nm. They claim the fuel consumption is 4.4l/100km but you won’t be able to accurately tell as it doesn’t have a consumption gauge.


The K6+ derivatives and above offer a six-speaker sound system with Bluetooth connectivity to the Mahindra Blue Sense app. A multi-function steering wheel and a refrigerated glove compartment are also included.

Despite its low horsepower, the three-cylinder delivered as it did in Mumbai and felt lively with loads of torque between all five gears.

The gearbox really deserves all the accolades. The shifting is solid and precise but sadly the clutch pedal is too low down on the floor. It took me a while to get used to and this is perhaps something Mahindra should reconsider.

On that note, the pedal placement of the brake and clutch are too close together. If you have small feet, you might be OK or just let your toddler drive you around.

Taking to a gravel road showed an acceptable ride but the height of the 1155kg KUV100 meant the ride was rather bumpy, especially at speed. Build quality could also be improved upon as I experienced wind noise while driving on the highway.

I wouldn’t go for the petrol model even though it also has the 1.2-litre three-cylinder engine (61kW/115Nm). It feels lethargic and nothing compared to the diesel. In first, second and third gear it really struggled like the Bulls did in Super Rugby this year.

Is the KUV worth buying?:

Mahindra claims the KUV100 competes with the Toyota Etios Cross, Renault Sandero Stepway, Suzuki Swift, Hyundai Grand i10, Chery J2, Tata Bolt and the Ford Figo. It’s a tough ask as most of these cars have great commercial value, brand loyalty, better-perceived build quality and an established dealer network.

There is one area the Mahindra KUV100 outshines the rest and that is on price. It will set you back a little under R150 000 for the entry level petrol model which comes standard with aircon, electric windows, ABS and driver/passenger airbags.

I may have been somewhat reluctant of the KUV100 but at the end of the launch I had really warmed up to the diesel model. The price, equipment level and overall driving experience left a good impression. Let’s hope the automaker ages like a fine wine and not like vinegar.

In conclusion, the diesel engine and gearbox are both more than adequate but the biggest concerns are pedal placement, clutch and wind noise. It remains to be seen whether or not South Africans will be interested in the KUV100 but it’s certainly worth a mention. Even if the Mahindra KUV100 isn’t quite your cup of tea, there is more Mahindra on the way.

*Three-year or 100 000 km warranty on all models and a three-year or 50 000 km service plan on the K6+ and K8 derivatives (optional for K4+).

Source by Gemma Murray

Credit Cards Conditions And Terms

So it is advisable and wise for you to compare its fees and terms before you make your mind to get start with a charge or credit card account. There are some conditions and terms to consider which usually must be revealed in charge card applications and in solicitations, which needs no application. Many people want to know more about these cards and their conditions and terms when they go to purchase one for themselves.

Free period: This period is also known as “grace period”, this period lets you ignore finance charges through paying your amount in full prior the payable date. It is important to know whether the credit card gives you the free period, especially when you are planning to shell out your amount in full every month. Without the liberated period, the credit card issuer can impose a monetary charge starting of the date when each transaction has been made or you have started using your account. The card issuer will post you your bill 14 days prior to your payable date, so that you may have ample time to shell out the money, if your credit card comprised a free time.

Annual fees: Many issuers charge participation fees or annual membership fees. Their charges often starts between $25-$50, few times it goes to $100; “platinum” or “gold” cards frequently charge $75 as well as many charge a fee monthly whether you use these credit cards or not.

Balance totaling way for the monetary charge: If free period is not given to you, and if you suppose to shell out for purchases added time, it is very important to get familiar with the method of the credit card issuer to evaluate your monetary charge. It will make a huge difference in the monetary charge that you will pay- no matter if the APR as well as your purchasing method remain relatively stable.

Transaction fees: A credit card may indulge other costs. Many issuers charge an extra fee if you are using the card simply to get the advance cash, not paying on time, or increasing the limit of your credit. Few issuers charge fee monthly, whether you are using the card or not.

APR: The Annual Percentage Rate is a measure of the credit cost, expressed like a annual rate. It must be revealed before you turn out to be forced on the financial credit as well as on the statements of your account. The issuer of the card must disclose periodic rate- this is the rate useful to your excellent balance to outline the monetary charge for every billing period. Few credit card plans permit the card provider to alter your Annual Percentage Rate when other financial indicators or interest rates – called indexes – change. This is because the charge alteration is linked with the index’s presentation, these strategies are known as “variable rate” programs.

Source by Barbara Camie

Online Casinos – A Smarter Way to Make Huge Fortunes

Online casinos, also known as virtual casinos or internet casinos, are online versions of traditional (“brick and mortar”) casinos. Online casinos enable gamblers to play and wager on casino games through the Internet. Online casinos can be divided into three groups based on their interface:

Web-based casinos are websites where users may play casino games without downloading software to the local computer.Download-based casinos are the ones which require the download of the software client in order to play and wager on the casino games offered. Live casinos allow web players to interact with games played in a real world casino environment. Online players can see, hear, and interact with live dealers at tables in casino studios worldwide.

The games offered at online casinos include Baccart (online card game), Blackjack (also known as twenty-one or Pontoon), Craps (previously known as crabs is a casino dice game), Roulette (a casino and gambling game named after the French word meaning “small wheel”), slot machine or Poker machine or fruit machine (a certain type of casino game which has coin-operated machines with three or more reels, which spin when a lever on the side of the machine is pulled) and Video poker (a casino game based on five-card draw poker played on a computerized console which is a similar size to a slot machine).

Depositing cash in an online betting hall is easy. Many betting room brands accept money deposits using a charge card. You can make a deposit by electronic transfer. Check out paying money into gaming room user account with sending a personal check is also an option with most gaming halls. Several internet gambling hall brands accept Prepaid ATM, either for a payment or extraction method or both.

If the term seems appealing to those who wish to enter the tempting world of online gambling, but want to know what are the benefits under its hat, here is a list of possible benefits of online casinos over traditional ones.

You receive a complimentary wagering hall website program for your computer.

Most betting room website brands will allow you to gamble for enjoyment for however long you choose.

You do not have to tip anybody.

Most online gaming hall brands provide new as well as current participant complimentary money incentives.

You may play from your home or the office – providing you`re entitled to do so, naturally.

Online gambling room betting regulations are often more beneficial on the internet than in real gambling halls – chances on wagering hall website are simply more beatable on line than off line.

Online casino websites offer the users newcomer free cash casino incentives, comps point clubs, recurring monthly complimentary cash casino bonuses, voucher codes promoting special offers, top prize drawings etc.

So, now you don’t need to dream of Las Vegas to enjoy the thrill of playing at a casino. The enticing world of Online Casinos is at your fingertip. Just click your mouse and enter a casino enjoying the comforts of you home.

Source by Mansi Aggarwal

Automotive Dealership's Facebook Experiment

One of my automated agents agreed to let us do a Facebook experiment with their store using Facebook ads. We ran the same ad over two different weekends using a CPC (cost per click) campaign. The ad featured a 0% offer and forwarded anyone who clicked on the ad to the store's Facebook page.

With the first ad, we targeted people who lived within 25 miles of the dealership, 18 years or older and not affiliated with the dealership. This query netted as an estimated reach of only 1920 people. The suggested bid was $ 0.49 – $ 0.63 USD per click, however, we started the bidding on the first day at $ 0.35 and had zero impressions. The second day we increased the bid to $ 0.50 (falling into the "suggested" range) and still had zero impressions. On the third day, we increased the bid to $ 0.75 well above the top of the "suggested" range and were able to get 1,249 impressions, with no clicks through to the store's page.

Since we got 1249 impressions and had an estimated reach of only 1920 people, on the second advertisement we decided to increase the distance from the dealership to 50 miles. We also thought we would set our age target just a bit higher and raised the minimum age to 23. The estimated reach for this new ad was 1,103,340.

With the new ad we kept our daily spending budget at the $ 10.00 mark but because this targeted group was older and larger, the recommended bid was between $ 1.49 and $ 2.00. Just like the first ad, we decided we would start our bid a little bit lower than suggested and see how it would turn out.

The first day, we saw 52,554 impressions with 12 clicks at an average cost per click of $ 0.83 with one of those 12 clicks becoming a fan of the store – that has been changed on Facebook to "Like." The second day saw very similar numbers, 52,291 impressions and 12 clicks, again at an average CPC of $ 0.83. One of those 12 visitors also "Liked" the dealership. The third day numbers again, the same. 52,310 impressions, with 12 clicks and again one "Like." The fourth day was a bit strange from an impressions stand point. Impressions fell to just 33,261 delivering our 12 clicks at an average cost of $ 0.83. Again only one of the 12 click throughs "Liked" the dealership. Overall, the second ad delivered 190,416 impressions with 48 clicks through to the site with three actions from those 48.

For the money, I felt the first ad was the winner. The dealership was able to get 1000+ impressions for free. Most display ad companies want to charge between $ 20 and $ 25 per 1000 impressions. While the second ad did deliver almost 200,000 impressions but at a cost $ 0.21 per 1000 impressions.

I do not see advertising on Facebook as a valuable medium at this point. The store spent $ 40.00 and with a net increase of 5 Facebook fans, that works out to $ 8.00 per fan. Two of the fans were not directly related to a click through. If you want to drive traffic to your stores Facebook site, my suggestion is to give away a free Ipad when you reach 500 total fans.

Source by Lee Johansen