How to Price Shop a Tune-Up Auto Repair Service For Your Vehicle

How many of us go phone call to phone call shopping auto repair shops for estimates to do a specific repair to our vehicle? How many of us have had those cost estimates differ from significantly low to enormously high? How do we then sort through the information we get and decide on which auto repair shop will do the work for us?

Most shops don’t seem to understand the importance of customer service, then there are those of us that operate on the basis of what is in the best interest of our customers. With this in mind, we have come across several customers asking for an estimate or would just walk in and ask us to “do a tune up” on their vehicle.

Now let me ask, how many different definitions are there for a tune-up? Honestly, it differs between shops and that’s why you get so many different variations in your estimates. Go with the cheapest and you might just be getting plugs and wires and inferior parts. Go with the most expensive and you might just be getting everything from plugs all the way to all filters and fluids replaced.

What can you do to make this ordeal more simple and be more educated on what service it is you truly need and use that knowledge to get a more accurate representation of estimates between repair shops? Since your definition of a tune up might be different between several auto shops, start by asking the first one you call what they see is recommended by the manufacturer.

A good quality auto repair shop will have the resource to tell you. Once you have the info, ask the auto repair shop to break down their estimate or if it’s a “package” price, break down each and every part they will be replacing. Use this same method described above for each subsequent auto repair shop you call. Use this knowledge to help you determine which auto repair shop you feel provided you with the best experience, those that answer your questions politely, those who were willing to take the time to break down the estimates and one that offers a warranty for the work performed, they may not be the “cheapest” but they are typically the ones that will treat you right and use quality parts on your vehicle.

Hope this short article helped.



Source by Tom Vickers

Car Rental in Girona – Make a Memorable Trip to Girona

Every place in this world proud for its dramatic history! Girona is also one of them. Girona is one of the most attractive city of Spain. Basically the Catalonia people use to leave year for a reasonable time period. The first population of the area was the Iberians, after them Roman came in and built a fortification there and named it as Gerunda. Girona is the land where many culture have developed and vanished but lastly it was controlled by the Roman Empire. In the 12th century the Jewish society flourished in the Girona. After all it's a rich heritage site full of remarkable culture and beautiful places.

The city is it self like a perfect traveling place, where many top class hotels, restaurants, bars and the market attracts many travelers that are here to enjoy their holiday. Many beautiful beaches and the natural beauty are making special space in traveler hearts. It's the oldest town located on the east bank of the river, with narrow streets surrounding by the old city walls. But the newer town is situated at the middle of west bank that has wide streets and many well designed hotels and cheaper restaurants. In case of old town and new town both have crossed the river and are extremely pedestrianized. The beautiful beaches are getting filled with people especially in August and the city is becoming very quiet on the Saturdays and Sundays.

If you are planning for a trip to Girona, the weather can not become a matter of concern for you because the weather of the city is very friendly and suitable for everyone. Girona also makes a unique spot on the world tourist maps. The people of the city are helpful and friendly in nature. If you are facing any type of problem in the time of traveling, the locals can guide you a lot about the location and the best attraction of their city.

If you are moving for the first time to Girona, than it's always better for you to search the Girona map on the Internet! The Internet informs you about the best spots of the city. Girona is located north of Barcelona and you can easily reached by bus, train and cars. The airport is located on the AP-7 highways, where you can easily hire a car in rental to Girona. There are many traveling companies providing their new customer cheaper price to attract more and more tourists. If you are making the trip for the first time, then never take the matter so seriously because there are many car drivers and the service provider that can guide you about the roots and best spots of the Girona. So it's always better for you to hire a car on rental basis to make your trip comfortable.



Source by Daniel Mathews

Where to Find Cheap Car Insurance Broker?

Car insurance companies have many different insurance policies which can make it very confusing for the first timer who hasn’t had to find car insurance before. However for people also looking for ways to save, they would normally think twice before asking help from a broker as they see this as just another additional expense on their part. In reality though if you find the right cheap car insurance broker, they may end up spending less money and getting a insurance policy with a reputable company.

Getting help from car insurance brokers can actually save you more money than you think. With an expert helping you out in looking for a good insurance quotation; you do not need to spend your time looking around and asking for different policies. Brokers can just give you suggestions or even refer good companies where you can try and apply your car insurance. Then, they can explain the quotations well to the applicant so they do not misunderstand or miss anything in their contracts. When the person applying for insurance fully understands the contract he has, then he can then decide whether it is a good policy or not and whether it is enough or not. They can then ask their broker to add some quotations that the client feels like they need and remove some that they find unnecessary for them.

In doing that, clients end up with a customized insurance that would definitely be suited for their personal needs. With this, they actually save up more money rather than just applying for more than one insurance quotation from different insurance companies just so they can get a complete coverage on their cars.

Finding a cheap car insurance broker to help a person do those above mentioned things in his insurance policy is easy. Most experts have advertisements posted in directories where anybody can get their contact numbers if ever they would want to hire them for their insurance application needs.



Source by Isobel Gibbons

Travel Insurance – A Must-Have For International Travelers

Traveling is one activity that every individual must undertake at one time or the other; it does not matter what the purpose of travel is, or whether the travel is local or international. A lot of people actually look forward to traveling to other parts of the world for various reasons and purposes, including but not limited to business, tourism, vacation, pilgrimage, education and for medical attention.

The euphoria to travel outside of one's domain usually comes with a lot of preparations, and more often than not, a great deal of resources are deployed to ensure that the travel is actually takes place; and these include acquisition of an international passport, medical tests (where applicable), expensive visa processing fees, flight booking and hotel reservation.

A lot of people will do anything and everything just to actualize their international travel ambition. And to be very candid here, international travel is actually fun and something to look forward to. Traveling, especially international travels, is a form of education for the travelers as they have an opportunity to see new environments, meet new people, and learn how things are done elsewhere.

International travel affords the traveller a lot of opportunities irrespective of their original purpose of travel. These include business opportunities, educational opportunities, employment opportunities and even maritime opportunities. Unfortunately, however, it is only these and many other opportunities that these (would-be) travelers see. They seem to be ignorant or care less about risks that are embedded in international travels, so they do not take any steps towards mitigating such risks.

At this joke, you may be tempted to ask the question: "What are those risks that are associated with international travels?" Very good question. Just read on, as most of those risks are discussed in the following paragraphs.

Risks Associated with International Travels

As interesting, fun, enjoyable, profitable and educated as international travels may be, they also come with their own downsides – the risks – just as every other thing in life. And very fortunately for travelers, most of these risks can be transferred to professional travel insurance providers, by way of buying a travel insurance – also referred to as "travel health insurance" or "travel medical insurance".

These international travel risks are many and varied, and they include, but not limited to:

  • Sudden illness in the country of destination requiring urgent medical attention and / or hospitalization.
  • Involvement in an accident leading to bodily injuries, temporary or permanent disability, or death
  • Loss of checked-in baggage
  • Loss of valuable items such as international passport, drivers' license, national identity card, etc.
  • Personal liabilities abroad
  • Emergency dental cases
  • Hijacking
  • Arrest by law enforcement agencies requiring sealing and legal defense

Another question that may be asked at this joke is: "Do travel insurance policies cover all the above-mentioned risks?" And the answer is a big YES, and so much more.

Covers and Benefits Provided by Major Travel Insurance Policies

Below is a list of most of the covers and benefits provided by travel insurance policies – depending on the providers. So the next time you buy a travel insurance policy, look out for these covers and benefits.

  • Medical Expenses and hospitalization abroad
  • Emergency Medical Evacuation
  • Repatriation after treatment
  • Emergency dental care
  • Repatriation of family member traveling with the insured
  • Travel of one Immediate Family Member
  • Emergency Return Home following Death of Close Relative
  • Repatriation of Mortal Remains
  • Medical Assistance
  • Legal Assistance
  • Pre-Departure Services
  • International General Assistance
  • Abroad Information Assistance about lost Luggage and Passport,
  • Delivery of Medicines
  • Legal Defense
  • Advance of Bail Bond
  • Hijacking in means of Public Transport
  • Loss of Passport, driving license, national identity card abroad
  • Compensation for in-flight loss of checked-in baggage
  • Compensation for delay in the arrival of luggage
  • Delayed Departure
  • Location and forwarding of baggage and personal effects.
  • Accidental Death
  • Permanent Disability
  • Personal Civil Liability
  • Trip Cancellation Expenses

Risks Not Covered By Travel Insurance Policies

Having talked about the covers and benefits afforded by travel insurance, it is also important to consider the risks that are not covered by most of these policies, as listed below:

  • Participation in criminal acts, or as a result of his / her fraudulent, seriously negligent or reckless actions including those actions of the Insured in a state of derangement or under psychiatric treatment costs for which are themselves excluded;
  • Natural phenomena such as floods, earthquakes, landslides, volcanic eruptions, atypical cyclonic storms, falling objects from space and aerolites, and in general any exceptional atmospheric, meteorological, seismic or geological phenomenon any other type of natural disaster;
  • Events arising from terrorism, mutiny or crow distortions;
  • Events or actions of the Armed Forces or Security Forces in peacetime;
  • Wars, with or without prior declaration, and any conflicts or international interventions using force or duress or military operations of whatever type.
  • Participation in bets, challenges or brawls, save in the case of legitimate immunity or necessity;
  • Pre-existing Illness or injuries
  • Participation in competitions, sports, and preparatory or training tests;
  • Motor racing or motorcycle racing, horse riding, climbing, pot holing, boxing, wrestling in any of its modes, martial arts, parachuting, hot air ballooning, free falling, gliding and, in general, any sport or recreational activity that is known to be dangerous;
  • Participation in competitions or tournaments organized by sporting federations or similar organizations.
  • Hazardous winter and / or summer sports such as skiing and / or similar sports.
  • Work-related accidents
  • Internally and locally recognized epidemics.
  • Illnesses or injuries arising from chronic ailments or from those that exist prior to theception date of the policy;
  • Death or injuries as a result of suicide or attempted suicide or any self-infected injuries.
  • Illness, injuries or pathological states caused by the consumption of alcohol, drugs, toxic substances, narcotics or medicines accepted without medical prescription, as well as any kind of mental illness or mental imbalance;
  • Illness or injuries caused by pregnancy and childbirth or any complication therefore or voluntary termination of pregnancy;

Where to Buy Travel Insurances

Travel insurances can be bought online – and there are many travel insurance providers to buy from. All you need to do is locate your preferred provider, and complete the online form or questionnaire, and make your payment, and policy is made available to you for immediate printing or sent to your email address.

You can also buy travel insurance offline from a local insurance company or travel agency. whatever method of purchase you choose, you can rest assured that you will be fully protected against insurable gravel insurance risks.

Using Your Travel Insurance

After you have bought your travel insurance policy, whether it is self-purchased using the provider's online portal, at a travel agency or through a local insurance company, you should make sure that you do not forget to take the document with you while traveling. This is so important because you may be required to produce that document by relevant bodies.

You should take particular note of your policy number (if possible copy the number somewhere else) as it will be required by the service providers to property identify you when you call them for assistance.

Another thing you should take note of on your travel insurance certificate or policy document is the Assistance Company's telephone numbers that you need to call when you need help. These numbers are always conspicuously written on the travel insurance document – so take note of them.

You should endeavor to read as much of the document as possible so as to understand the covers provided, the terms and conditions of the policy as well as its exclusions. And very importantly, when making a claim on your policy, be honest and avoid every form of fraudulent practices .

Summary and Conclusion

There are other benefits that travel insurance policies provide which can not be exhaustively discussed here. But having read the few benefits discussed above, you will agree that really, Travel Insurance is a must-have for a successful trip. So the next time you are planning an international travel, make the purchase of a travel insurance a top priority. It is quite affordable, and anyone can buy it. The peace of mind and the protection it will afford you are awesome.



Source by Anthony Ekanem