What to Know With a Towing Service

Sometimes cars break down. If you have not had a car break down on you, just wait and eventually it will happen. It is a certainty of life because vehicles are complicated and the more complicated something is, the more that can go wrong with it. Having your vehicle break down is something we don’t want to happen but when it does, we have a savior in the form of a tow truck. Tow trucks and towing services are our best friends when our cars break down.

Typically, a tow truck will come in four different types:

1. A boom, while not used for towing normally, is used when a vehicle is in a ditch, culvert or fallen over an embankment. This is used whenever the tow truck cannot back safely towards the broken down vehicle.

2. The hook and chain is another type used by many towing services. This loops round the vehicle’s frame to allow the car to be drawn aloft by a boom winch where it will rest against rubberized mats. This allows the vehicle to be towed on one axle. The problem with this is that they can scratch bumpers, so many towing service companies are choosing different methods.

3. The wheel-lift is the successor to the hook and chain. This technology uses a large metal yoke that fits to the front or back wheels and locks around them. The tow truck then draws the vehicle up so that the vehicle only rests on one axle, usually the back one. If the vehicle is front-wheel drive, the front wheels are lifted up. If it is rear-wheel drive, the rear wheels are lifted up.

4. Flat bed tow trucks put the entire vehicle on the back of the truck so that it is transported without having to be towed. Rather it is carried away from where it broke down.

The only problem with a towing service is that it can be expensive. The farther you have to take the car to the shop, the more it is going to cost. A good tip is to research towing companies and to keep a list of what companies are in certain areas of the city, and how much they cost per mile. That way you can look at the list if your car breaks down and choose the towing service company that is closest to you. You can also do the same with mechanics so your vehicle does not have to be towed far.

This will save you a lot of money in towing fees because most towing companies will charge a certain amount per mile to transport your vehicle. The farther you go, the more you pay and you haven’t even started to get your vehicle repaired yet!

Towing service companies and their tow trucks are a great sight when we break down. When we need someone to pick us up and take our cars away, they provide an essential service. Just do your research to avoid paying too much.



Source by Troy Derringer

Ways to Terminate the Premature Car Leasing Deal

Most of the time renters want to terminate the lease in the middle of the term. Before thinking about it, one must know that it is a very difficult task. Renters never think about terminating the cheapest rental car deals that they get after making painful efforts. The idea to terminate the lease strikes in the minds of the renters instantly. Maybe, they do it because they get relocated to another city or face the financial constraints in paying the monthly rental fees. Whatever may be the reasons of termination but the renters will have the following option with them.

Return the hired car:

Returning the hire car is one of the ways for bringing the lease to an end before time. But, one will have to clear one’s rental car dues such as monthly payments, excesses and charges associated with the tears and wears of the vehicle. One will not be waived of the car rental penalties or excesses if chooses to return the hire car before the dealer. It may not be a befitting solution for the problem in case hirers are not able to pay the unpaid bills at a time.

Bring the term to an end by leasing another hire car:

Leasing another vehicle is the second option. Renters who think that the first option would not work well can try this option. But one must bear one thing in the mind that one can confront the situation leasing another vehicle. But all the outstanding of the first term will be transferred into the second leasing. The burden of payment may be doubled because you will have to pay the fees you are owed to pay and the fee of the new leasing also.

Buying the leasing:

Buying the lease may come heavy on the renters because the rate of the vehicle projected by the dealers is always higher than the market price of the vehicle. So there are off-chances to be profitable in this deal. If the estimated price of the dealer becomes lower than the market price of the vehicle, in that case, a customer may be profitable. But it happens rarely as car hire companies have a great expertise in estimating the true value of the vehicles.

Lease swapping

Renters uninterested in all the above three options may choose it. But, they will have to motivate another party to transfer the lease to his name. He will enjoy many benefits also. Once the process is ended, you will have to pay the outstanding fees. This process is called a lease swapping.



Source by Alissa Dukakis

Learn How To Buy A Car And Car Insurance Without Breaking Your Budget

Do you ever wonder why different cars cost you different amounts for auto insurance premiums? Why is it that a new Corvette may cost you $1,600 dollars a month in auto insurance and an older Buick Regal may only cost you $90 per month? The new car insurance cost versus the old car insurance cost is a subject that you must review before you buy any car. Review insurance costs before you buy and you will not get caught in a financial trap.

New cars cost more to insure than old cars for three reasons. First, an auto theft of a new and exotic car costs much more than the auto theft of an older and average style car. This is because of the large value difference of the new car versus old car. For example, a new Chevy Caprice is much more costly to insure than an older Chevy Caprice. It simply costs more money to replace a new, expensive car than an older, less expensive car.

Second, the cost to repair a new car is much more than the cost to repair an old car. As such, this fact shall also increase your insurance premium cost for a new car. For example, if a new Chevy Caprice is damaged in an accident, the auto repair shop will charge you much more money for repairs than if the subject car were a ten-year old Chevy Caprice. For this reason, your insurer will charge you much more insurance premiums on a new vehicle than an older vehicle because of such repair costs.

Third, the style and type of car also shall greatly affect the cost of automobile insurance premiums that your car insurance company will charge you. Insurance companies use actuarial statistic tables which show them the past loss experience on particular styles and types of cars. They use these tables, to help calculate what premiums to charge their customers in the future. Statistical tables show these insurance companies that owners of certain styles and types of cars, such as sports cars, engage in more risky driving behavior than owners of cars that are of average type and style.

For example, insurance company statistical tables show that the insurer has experienced more losses with sports cars than with average cars. It is because the owner of a Corvette will probably drive such car faster and riskier than the owner of a Toyota Camry. With such speed and risk also comes along more losses for the insurance companies. With such risk and loss increase, the insurance company must then increase their return and charge more for auto insurance premiums.

Another example of how the type and style of vehicle may present an insurance company with more risk is the off-road style vehicles such as the Hummer line of vehicles. These vehicles are designed to perform in the off-road type environment. They are raised up off the ground more than regular automobiles for under carriage clearance. Additionally, they also have four-wheel drive capability.

With such design capabilities, the statistical tables show that the insurance company has experienced more losses with these types of cars than regular cars. This is because the owners of such vehicles will engage in off-road driving which is both risky to the vehicle and driver. In fact, some insurance companies may bar recovery for such damages, when the owner of the insured vehicle was damaged while any engaging in risky, off-road driving. Again, with more risk, the insurance company will increase return and thus auto insurance premiums. Now that you know that certain styles and types of cars cost more to insure than others, you have to be smart about what kind of vehicle you are going to buy.

Rather than take a guess at what you believe a vehicle’s insurance costs are, call your car insurance company and ask your insurance agent for a free car insurance quote for the exact type of vehicle that you are interested in buying. You can get a definitive answer to your question of whether or not you can afford both the car and the insurance premiums required to cover your car against insured losses.

The time to make such assessment is not after you purchase a vehicle. At that point in time, it is too late. The time to make such assessment is way in advance of your purchasing an automobile. You definitely want to be able to make both car payments as well as insurance premium payments. Get a free auto insurance quote ahead of time and avoid financial problems.



Source by Jack Bennington

5 Auto Repair Readiness Things You Must Do To Winterize Your Vehicle

Winter is coming, and just like you'll want to take steps to winterize your house against the cold weather, you should also prepare your vehicle against the onslaught of old man winter. Winterizing your auto is not difficult or too time-consuming. Most of the steps can be done on a do-it-yourself basis. The time and trouble spent following a simple winter prep routine will allow you to drive more comfortably and confidently when the cold weather hits. Here's a list of things to consider.

Engine Oil

Changing your engine oil and filter at the beginning of the cold season is a good idea. If you live in an area where the temperature drops below freezing, you might consider running thinner oil during winter. If you typically use 10W-30, switching to 5W-30 will provide better engine protection when driving in cold weather. If you're currently using conventional motor oil, consider the benefits of modern synthetic oils. These have been shown to give better anti-friction protection and allow for greater time or distance between oil changes.

Tires

Make sure you have the appropriate tires for winter driving is critical, especially for drivers likely to encounter snow and ice. Good all-season radials may provide adequate all year driving performance in areas where snow and ice are only a minor concern. Just make sure there's plenty of tread, with 2/16 "being the minimum.

In locales where snow- and ice-covered roads are typical, specialized snow or winter tires are recommended. This means having two separate sets of tires for your vehicle and switching them out at the beginning and end of the winter season. Keeping track of which tires were removed from which wheels will enable you to incorporate your regular tire rotation routine into the swapping over process.

Battery

Car batteries require more power to start an engine in cold weather and the preventive maintenance you perform now can save you from being stranded later. Batteries need to be topped off to the full level line and should have a charge of at least 12.4 volts. Make sure your battery cables are in good condition, with no cracks or cracks, and that the connectors are clean and fit tightly to the battery terminal posts.

Fluids

An automobile requires a variety of different fluids to perform properly and these should be checked to ensure that they are at the proper fill-level. These include power steering fluid, transmission oil and brake fluid. For proper winterizing, windshield washer fluid should be topped off with a solution that contains anti-freeze or some other additive that will prevent the fluid from freezing. This is also a good time to check the condition of your windshield wipers and to ensure that the nozzles that deliver the windshield spray are not plugged and are properly aimed for good coverage.

The radiator should be checked for leaks and filled with the proper mixture of water and anti-freeze, determined by the temperature in the area you'll typically be driving. A radiator flush is not a bad idea either, and will extend the life of this critical component.

Exterior Treatments

If your car's exterior has suffered any recent damage that has not been repaired, it's best taken care of before winter sets in. The harsh weather combined with salt used on roads will accelerate any rust or corrosion developing in the area of ​​a dent or ding. A good cleaning and polishing of your auto's exterior will provide wintertime protection from the elements, and should also be considered.

These five items are a good place to start your auto repair winterizing and should be done before the first frost. These preparations should give you peace of mind and should help to ensure trouble free winter driving.



Source by Ron Stockton

How to Get Car Insurance

Whether you own a decent Mercedes or a flashy Ferrari with spotless shiny paint, either way cars are considerably expensive in all respects. While most of us buy cars for the sake of bare transportation purposes, there's no denying it that while buying one you tend to spend an extra buck on it. So, while you consider flashy upgrades like a new paint job or new rims, or basic annual requirements like maintenance visits and new set of tires, one must not forget car insurance.

As we all know, car repair can be an expensive affair. So if you're involved in a minor accident, even though it may not have been a huge catastrophe, you'll have to afford basic things like engine repair, paint and other technical damage. So it's best to have a decent car insurance, which shells out against your vehicles damage repairs in case of a mishap.

Not only this, another important aspect why car insurance is a necessity is paying the second or third party damages, which come under comprehensive insurances. These insurances are known to provide full coverage. In other words, the insurance company shells out for your repairs and the second party's repairs in the case of a collision accident, it also covers your damages in other cases like natural causes, theft and many more. Needless to say, this amazing insurance comes with a premium that 'll have a few extra zeros at the end of the required amount, but in some cases it's worth it.

All's well when you accidently bang into a Toyota or something in its range, the damages are some what affordable to consider repairing. However, imagine scratching off a 5 series BMW. Ouch! That's going to be completely unaffordable for some of us. As of the rest who can afford to fix it, a nice deep hole in the pocket is guaranteed!

Another useful car insurance policy is the uninsured motorist coverage. Under this policy, if you were to meet with an accident, and the person at fault does not have insurance, your insurance company covers you up for it. So your medical bills and car damages are taken care of. Then the company extracts the amount from second party over a period of time. So, insurance is a must for your vehicle, be it basic repairs for your vehicle, medical bills, second party damages or damages in case of a natural calamity. A good policy will have you covered from all sides.



Source by David Jesca